Two-factor authentication: five methods compared

← Security

An authenticator app is the best balance of security and convenience for most organisations. SMS is the weakest of the common methods, a hardware token the strongest but most expensive. In practice it is almost always a combination, matched to the group of users.

Updated on 28 August 2026

The five methods

Authenticator app (TOTP)
Free, works without a network and more than sufficient for most purposes. The downside: losing the phone requires a recovery procedure.
Push notification
Pleasant to use but prone to thoughtless approval. Choose a variant that requires typing a number across.
Hardware token
The strongest option and the only one genuinely resistant to phishing. Costs money and administration, and suits high-privilege accounts.
SMS
Better than a password alone, but messages can be intercepted and a number moved to another SIM card.
Certificate
For machines, integrations and service accounts with no person behind them. Requires managing issuance and expiry.

Choose per group

Office staff
Authenticator app, with a fallback for anyone without a company phone.
Administrators
Hardware token. These are the accounts that can do the most damage.
External parties
Often certificates or a separate environment, so you do not depend on their phone policy.
Service accounts
No second factor for someone to type, but keys or certificates.

The technology is the smallest part. What makes a rollout succeed is arranging the exceptions in advance: lost phones, temporary staff and accounts with no person behind them.

More on this →

Question not covered here?

Describe briefly what it is about and we will tell you what is possible.